{"id":741,"date":"2025-08-28T12:30:22","date_gmt":"2025-08-28T10:30:22","guid":{"rendered":"https:\/\/courtiassur.fr\/?page_id=741"},"modified":"2025-08-28T14:50:46","modified_gmt":"2025-08-28T12:50:46","slug":"itt-ipt-ipp","status":"publish","type":"page","link":"https:\/\/courtiassur.fr\/index.php\/accueil\/lexique\/itt-ipt-ipp\/","title":{"rendered":"ITT – IPT – IPP"},"content":{"rendered":"\n

Qu\u2019est-ce que la garantie ITT ?<\/h3>\n\n\n\n

La garantie\u00a0ITT<\/strong>\u00a0est une composante essentielle de l\u2019assurance de personne<\/strong>. Elle couvre l\u2019assur\u00e9 en cas d\u2019arr\u00eat de travail temporaire<\/strong>\u00a0d\u00fb \u00e0 une maladie ou un accident, l\u2019emp\u00eachant d\u2019exercer son activit\u00e9 professionnelle.<\/p>\n\n\n\n

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Qu\u2019est-ce que la garantie IPP ?<\/h3>\n\n\n\n

L\u2019IPP couvre l\u2019assur\u00e9 lorsqu\u2019il subit une perte partielle et irr\u00e9versible de sa capacit\u00e9 de travail<\/strong>, \u00e0 la suite d\u2019un accident ou d\u2019une maladie. Contrairement \u00e0 l\u2019Invalidit\u00e9 Permanente Totale (IPT)<\/strong>, l\u2019assur\u00e9 peut encore exercer une activit\u00e9, mais avec des limitations importantes.
Taux d\u2019invalidit\u00e9<\/strong> : g\u00e9n\u00e9ralement reconnu \u00e0 partir de 33% \u00e0 66%<\/strong>, selon les contrats.<\/p>\n\n\n\n

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<\/div>\n\n\n\n

Qu\u2019est-ce que la garantie IPT ?<\/h3>\n\n\n\n

L\u2019Invalidit\u00e9 Permanente Totale (IPT)<\/strong> d\u00e9signe une situation dans laquelle l\u2019assur\u00e9 est reconnu comme totalement et d\u00e9finitivement incapable d\u2019exercer toute activit\u00e9 professionnelle<\/strong>, \u00e0 la suite d\u2019un accident ou d\u2019une maladie.
Elle est g\u00e9n\u00e9ralement d\u00e9finie par un taux d\u2019invalidit\u00e9 sup\u00e9rieur ou \u00e9gal \u00e0 66 %<\/strong>, selon les bar\u00e8mes de la S\u00e9curit\u00e9 sociale ou ceux propres \u00e0 l\u2019assureur.<\/p>\n\n\n\n

<\/p>\n","protected":false},"excerpt":{"rendered":"

Qu\u2019est-ce que la garantie ITT ? La garantie\u00a0ITT\u00a0est une composante essentielle de l\u2019assurance de personne. Elle couvre l\u2019assur\u00e9 en cas […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":175,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-741","page","type-page","status-publish","hentry"],"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/courtiassur.fr\/index.php\/wp-json\/wp\/v2\/pages\/741","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/courtiassur.fr\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/courtiassur.fr\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/courtiassur.fr\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/courtiassur.fr\/index.php\/wp-json\/wp\/v2\/comments?post=741"}],"version-history":[{"count":2,"href":"https:\/\/courtiassur.fr\/index.php\/wp-json\/wp\/v2\/pages\/741\/revisions"}],"predecessor-version":[{"id":791,"href":"https:\/\/courtiassur.fr\/index.php\/wp-json\/wp\/v2\/pages\/741\/revisions\/791"}],"up":[{"embeddable":true,"href":"https:\/\/courtiassur.fr\/index.php\/wp-json\/wp\/v2\/pages\/175"}],"wp:attachment":[{"href":"https:\/\/courtiassur.fr\/index.php\/wp-json\/wp\/v2\/media?parent=741"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}